Dynamic Ladyz Network works in partnership with the Financial Planning institute to provide free training of women from all backgrounds and works of life on financial health. We have this training for half a day (four hours) with different groups of women.

“Research has shown that women, even professional women with good jobs and successful careers, tend to be less financially literate than men,” said Anna-Maria Lusardi, an economics professor at Dartmouth College who has studied the issue. “The gap in financial literacy
between women and men is large not only among older people or those 50 and older, but also among young adults, an age group where women are more likely to have a college degree than men.”

The intention of the training is to:
• Give women more confidence and motivation to manage their money effectively
• Enable women to reduce debt over time
• Encourage women to save and be financially self-sufficient enough to acquire assets.
This will have an impact on their personal well-being, their families and ultimately our

What the sessions cover
During an interactive four-hour session we will like the following to be cover:

 Our attitudes towards money
 Income (This includes sources of income and division of income)
 Expenditure (How do we spend? Why do we spend? How do we use accounts, cash and a budget?)
 Debt (Why we get into debt, reducing debt, managing debt, loans, interest rates)
 Saving (What saving entails and why it is important, which platforms to use, policies,RAs, investments)
 Managing your money (Reading statements, your credit profile, your will). Attendees will have the opportunity to work as individuals, in             pairs and in groups. They will complete worksheets to reinforce the learning, get insight into their financial habits and to refer to and use         after the course. Although the training is interactive and discussion is encouraged, no personal financial information should be shared.

Target audience
1. Women ages 18years and above living in Gauteng
2. Business women running small, medium or large enterprises
3. Women who earn income and are financially more vulnerable and who lack financial knowledge
4. Women entering the job market for the first time
5. Any woman who wants better insight into their financial behavior and well-being.